🌐 July 2025: Crypto Booms While Real Estate Shifts

The Brilliant Mr. Pedro’s Podcast

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🌐 July 2025: Crypto Booms While Real Estate Shifts

Mid-Year Financial Snapshot: New Economic Order or Just a Cyclical Rush?

Pedro

Jul 11, 2025

Transcript

Cryptocurrency charts and the housing bubble.

Hey everyone! Welcome to my Substack, where we break down the latest trends in finance with clarity, boldness, and a dose of critical thinking. July 2025 is on fire—crypto markets are surging, and the real estate sector is undergoing a major recalibration. Here’s everything you need to know right now:

🚀 Crypto Markets: Bullish Waves & Big Moves

The crypto world never sleeps—and this summer, it’s proving that once again.

📈 Bitcoin Breaks All-Time Highs

Bitcoin just hit a new all-time high: $118,617.80, easily surpassing the $112K mark. Predictions are flying:

Forecasts suggest $175,000 by the end of 2025
Long-term targets hit up to $900,000 by 2030

This confidence surge is backed by:

Heavy institutional investment
The launch of spot Bitcoin ETFs
More defined regulatory frameworks
Political backing, especially from President Trump
A spike in whale activity and reactivated cold wallets

Expected BTC price range for July 2025: $103,500 – $120,000

🌊 XRP’s Resurgence Through Utility

Ripple’s XRP Ledger (XRPL) is making power moves:

USDC launched on XRPL (June 2025), removing the need for bridges.
EVM-compatible sidechain set to launch in Q2 2025.
Ondo Finance tokenized U.S. Treasuries (OUSG) on XRPL.
VivoPower International invested $100 million into XRP for DeFi strategies.

And the wildest twist? A mysterious glitch showed XRP priced at $691,662, which some speculate was a shadow liquidity test or hidden institutional access. On top of that, Ripple applied for a U.S. banking license, and ISO20022 integration is confirmed for July 14.

🔄 BIT Mining Goes All In on Solana

One of the biggest crypto miners, BIT Mining, just changed its playbook:

Stock up 150% after announcing its Solana-focused treasury strategy
Plans to raise $300 million to accumulate SOL tokens
Will participate in staking and run validator nodes

This pivot away from traditional Bitcoin mining signals a new thesis: blockchain ecosystems with scalability and community are where the smart money is heading.

😸 Solana & the Meme Coin Renaissance

Solana is now the undisputed capital of meme coins, thanks to:

$0.00025 transaction fees
Over 65,000 transactions per second

Top meme coins on Solana:

$WIF (dogwifhat)
$BONK
$TRUMP
$POPCAT
$PENGU
$FARTCOIN
$GIGACHAD

These coins thrive on internet culture, community energy, and meme value over traditional utility. They’re fun, fast, and sometimes explosive—but highly volatile and ripe for rug pulls.

🐻 SOLBEAR: A Meme Coin With a Roar

One meme coin is rising above the noise: SOLBEAR

$SOLBEAR represents the hustle, resistance, and raw spirit of the decentralized generation. It’s Solana-based, ultra-fast, and born on Pump.fun, making it a true community-first launch.

Why SOLBEAR?

💡 Powered by Solana: lightning-fast and cheap to use
🔥 Bold branding + meme culture = viral potential
🌍 Designed for retail, rebels, and real ones
📍 Official Site + on-chain analytics + chart tracking

This isn’t just another dog coin—it’s a bear with backbone.

🏠 Real Estate in 2025: Market Reset or Coming Crash?

The U.S. housing market is entering a phase of transition. Let’s break down the signals:

📊 Overall Forecast

Most experts agree: this isn’t a bubble burst—it’s a rebalancing.

Think “market normalization” instead of a crash.

Some forecasts project:

3.3% steady annual price increases through 2029
A potential price boom if mortgage rates drop

🔍 Key Real Estate Factors

Mortgage Rates: High rates cooled sales, but expected 2025 rate cuts are reigniting buyer interest.
Inventory Levels: Rising inventory is giving buyers more leverage.
Macroeconomic Uncertainty: Inflation and global conflicts are still influencing buyer sentiment.

🌴 California Snapshot

California’s market is stabilizing—but affordability remains a major issue:

March 2025 median home price: $884,350 (+3.5% YoY)
Sales expected to rise 10.5%
Price forecast: $909,400 median by year’s end

This is driven by:

Improved housing supply
Mortgage rates projected to drop from 6.6% to 5.9%

⚠️ Only 16% of California households can afford a median-priced home. So while some local dips may occur, a state-wide crash isn’t likely.

🧠 Final Takeaways

Markets are alive. They move fast. And while trends can look exciting or terrifying, your best defense is preparation, information, and self-education.